When You Make the Sale
A vital part of any sale is title insurance. Lenders usually require a loan policy to protect their interests, and buyers need an owner's policy to protect their equity. Be sure to ask us about the protection from a reputable Title company that our vendor relations can yield.
If You Are Buying a Home
For most of us, a home is the single biggest purchase in our lives. The enormity of the financial transaction aside, finding the right home to fit your particular needs and wants is no easy undertaking. Just as you wouldn't buy a car, computer or camcorder without doing some research into various models and prices, you shouldn't consider purchasing a home without some expert advice and guidance. Though some people may think of using the services of a REALTOR® only when selling their homes, The Bell & Hughes Group will prove to be invaluable when buying one as well. For instance, we can help you determine how much home you can afford based on your financial situation, help you get prequalified for a loan, and even inform you about available financing options. The Bell & Hughes Group is also an expert on our community's neighborhoods, and can provide detailed information about schools, transportation, local taxes and community characteristics. Using The Bell & Hughes Group also means gaining access to homes listed in Multiple Listing Service (MLS), an important marketing tool used by our team to inform other REALTORS® about available properties. That means we can give you information about a wide range of available homes from which to choose. When it comes to finding out if you're paying too much, we will happily provide you with market analyses comparing asking and selling prices of homes in the neighborhood. Finally, The Bell & Hughes Group can serve as the liaison between you and the seller, bringing to the table negotiating expertise and knowledge about required disclosures and the housing market as a whole. Simply put, when buying your next home, we'll handle all of the work for you, making it as seamless a transaction as possible for you and your family.
If You're Selling a Home
Here's a Quick Read on How The Bell & Hughes Group can help You Realize Your Goal. You probably know that working with a REALTOR® is an indispensable part of selling your home. For one thing, your REALTOR® can list your property in the Multiple Listing Service (MLS), providing your home with incomparable exposure and ensuring you have as many REALTORS® as possible helping to find a buyer. But that's not all a we do to market your home. We know how to specifically target advertising to reach buyers for your home, and use all the marketing tools available to ensure that your home is sold expeditiously. Additionally, The Bell & Hughes Group conducts a variety of other marketing efforts on your behalf, from prospecting through our incomparable database of past and present clients and handling phone inquiries to showing your home to the prospective buyers. What does The Bell & Hughes Group do for you besides find buyers? Plenty. We provide information on local market conditions to help you price your property realistically and fairly, and we keep you abreast of changes in the market which may affect your property. And let's face it: buying or selling a home means paperwork, lots of it. When it comes to closing escrow, we will be invaluable, leading you through the paper trail with a steady hand, and familiarizing you with escrow, insurance, property disclosures and inspection procedures, to name a few.
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